Mortgage Pre-Approval
Getting pre-approved for a mortgage is the first step toward buying your dream home. It’s a simple process that helps you understand how much you can afford and makes your home search easier and more confident.
What is a Mortgage Pre-Approval?
A mortgage pre-approval is when a mortgage professional reviews your financial information—like income, debts, and credit score—to determine how much the lenders are willing to lend you. It also gives you an idea of your interest rate and monthly payments.
Why Get Pre-Approved?
- Know Your Budget: Understand exactly how much you can afford before you start house hunting.
- Save Time: Focus only on homes within your budget.
- Show You’re Serious: Sellers are more likely to accept your offer if you’re pre-approved.
- Lock In Rates: Secure a rate for a specific period, protecting you from increases while you shop.
How Does It Work?
- Gather Your Documents: You’ll need proof of income, employment details, credit history, and information about your debts and savings.
- Apply with a Mortgage Professional: I’ll guide you through the process and submit your application to appropriate lender based on your scenario.
- Receive Your Pre-Approval: Once approved, you’ll know your maximum loan amount and estimated interest rate.
What’s Next?
With your pre-approval in hand, you’re ready to find the perfect home! Remember, pre-approval isn’t a final guarantee but a strong start to the mortgage process.
Ready to get started? Let me help you!
📞 Call: 204.998.1636
📧 Email: info@jaspreetbansal.ca
Our Clients Says
Jaspreet is truly exceptional! Her professionalism and dedication stood out throughout the entire mortgage process. She consistently went above and beyond to ensure everything was handled smoothly and was always prompt, clear, and supportive in her communication. I was highly impressed by the level of service she provided and would wholeheartedly recommend her to anyone looking for a reliable and knowledgeable mortgage professional
Palkeet Kaur
Had a great experience working with Jaspreet. She is very experienced and very knowledgeable when it comes to mortgages. Jaspreet helped us navigate the mortgage application which was very difficult and unique. If you are looking for mortgage advise, you are in best hands. She knows the system and she can give you the best advise for achieving your home ownership goals. Thank you Jaspreet.
Levi
Highly recommended, She’s responsive and get things done as soon as she can. She will help you find the right solution for your mortgage needs. Keep it up Jas. Thanks. a lot.