Mortgage Pre-Approval
Getting pre-approved for a mortgage is the first step toward buying your dream home. It’s a simple process that helps you understand how much you can afford and makes your home search easier and more confident.
What is a Mortgage Pre-Approval?
A mortgage pre-approval is when a mortgage professional reviews your financial information—like income, debts, and credit score—to determine how much the lenders are willing to lend you. It also gives you an idea of your interest rate and monthly payments.
Why Get Pre-Approved?
- Know Your Budget: Understand exactly how much you can afford before you start house hunting.
- Save Time: Focus only on homes within your budget.
- Show You’re Serious: Sellers are more likely to accept your offer if you’re pre-approved.
- Lock In Rates: Secure a rate for a specific period, protecting you from increases while you shop.
How Does It Work?
- Gather Your Documents: You’ll need proof of income, employment details, credit history, and information about your debts and savings.
- Apply with a Mortgage Professional: I’ll guide you through the process and submit your application to appropriate lender based on your scenario.
- Receive Your Pre-Approval: Once approved, you’ll know your maximum loan amount and estimated interest rate.
What’s Next?
With your pre-approval in hand, you’re ready to find the perfect home! Remember, pre-approval isn’t a final guarantee but a strong start to the mortgage process.
Ready to get started? Let me help you!
📞 Call: 204.998.1636
📧 Email: info@jaspreetbansal.ca
Our Clients Says
I am very happy with the service I received from Jaspreet , I was declined at my bank for a mortgage refinance and thought I was out of options until i saw Jaspreet page and decided to give her a call. Right from the beginning jaspreet was kind and professional despite my major anxiety of being declined again. Jaspreet convinced me to trust her and be patient and she got me approved at an A lender which was a huge relief to me, I cant thank Jaspreet enough for her knowledge, patience and excellent customer service and genuine care for her clients. Will be referring anyone i know who is looking for a mortgage or refinance I will definitely be sending them to Jaspreet. Also jaspreet was available to answer my anxious questions any time even on her days off and in holidays without brushing me off or getting upset. I will always be grateful for her kindness professionalism. I feel jaspreet is a friend for life.
Tamara Solleveld
Ms. Jaspreet Bansal assisted me with my remortgage, and I couldn’t be more satisfied with the experience. I had only limited knowledge of the process, but she took the time to clearly explain every detail, including both the positives and the potential drawbacks. Her guidance was transparent, patient, and easy to understand. In the end, I was approved for exactly the amount I was looking for. I truly appreciate her professionalism and dedication, and I highly recommend Jasprit to anyone considering mortgage or refinancing options.
Suresh Kumar
Thank you so much for your exceptional help and guidance with our mortgage. I truly appreciate your hard work!