Mortgage Pre-Approval
Getting pre-approved for a mortgage is the first step toward buying your dream home. It’s a simple process that helps you understand how much you can afford and makes your home search easier and more confident.
What is a Mortgage Pre-Approval?
A mortgage pre-approval is when a mortgage professional reviews your financial information—like income, debts, and credit score—to determine how much the lenders are willing to lend you. It also gives you an idea of your interest rate and monthly payments.
Why Get Pre-Approved?
- Know Your Budget: Understand exactly how much you can afford before you start house hunting.
- Save Time: Focus only on homes within your budget.
- Show You’re Serious: Sellers are more likely to accept your offer if you’re pre-approved.
- Lock In Rates: Secure a rate for a specific period, protecting you from increases while you shop.
How Does It Work?
- Gather Your Documents: You’ll need proof of income, employment details, credit history, and information about your debts and savings.
- Apply with a Mortgage Professional: I’ll guide you through the process and submit your application to appropriate lender based on your scenario.
- Receive Your Pre-Approval: Once approved, you’ll know your maximum loan amount and estimated interest rate.
What’s Next?
With your pre-approval in hand, you’re ready to find the perfect home! Remember, pre-approval isn’t a final guarantee but a strong start to the mortgage process.
Ready to get started? Let me help you!
📞 Call: 204.998.1636
📧 Email: info@jaspreetbansal.ca
Our Clients Says
I had the pleasure of working with Jaspreet with my mortgage refinancing needs, and I can’t recommend her highly enough. When I first reached out last year, although we didn’t find the ideal financial solution right away, Jaspreet was incredibly thoughtful, honest, and caring throughout the process. She gave me clear advice on what to watch out for in the months ahead and made sure I had a solid understanding of my mortgage options.
When I followed up again the next year, Jaspreet remembered my situation immediately and knew exactly what steps to take. I really appreciated the straightforward, realistic guidance she provided at every turn. Jaspreet was always prompt in responding to my questions and made sure I felt supported throughout the entire process.
If you’re looking for someone who is knowledgeable, transparent, and genuinely cares about helping you make the best decisions for your mortgage/financial needs, I highly recommend Jaspreet. She’s been a great resource, and I’ll continue to trust her advice moving forward.
Nic R.
I’m extremely grateful for Jaspreet’s help with my recent mortgage transfer to MCAP. Everything went smoothly because of her guidance. She took the time to explain every detail, answered all my questions right away, and made sure I always felt supported. She also found me the best rate available, which made the whole experience even better. I really appreciated her professionalism, transparency, and genuine care throughout the process. The transfer was quick, efficient, and completely hassle free. I highly recommend Jaspreet if you want a broker who truly goes above and beyond.
Aleli Carandang
Thank you so Much Jaspreet. She was Such a great Financial Advisor and Made Sure to find us the Best Mortgage rates within what we were comfortable with . We Genuinely wouldn’t have been able to afford our home without her Continued Financial guidance and support, always answering calls and helping whenever needed. She is knowledgeable and expatiate in her field. We will definitely be recommending her to others. We appreciate you.