Mortgage Pre-Approval
Getting pre-approved for a mortgage is the first step toward buying your dream home. It’s a simple process that helps you understand how much you can afford and makes your home search easier and more confident.
What is a Mortgage Pre-Approval?
A mortgage pre-approval is when a mortgage professional reviews your financial information—like income, debts, and credit score—to determine how much the lenders are willing to lend you. It also gives you an idea of your interest rate and monthly payments.
Why Get Pre-Approved?
- Know Your Budget: Understand exactly how much you can afford before you start house hunting.
- Save Time: Focus only on homes within your budget.
- Show You’re Serious: Sellers are more likely to accept your offer if you’re pre-approved.
- Lock In Rates: Secure a rate for a specific period, protecting you from increases while you shop.
How Does It Work?
- Gather Your Documents: You’ll need proof of income, employment details, credit history, and information about your debts and savings.
- Apply with a Mortgage Professional: I’ll guide you through the process and submit your application to appropriate lender based on your scenario.
- Receive Your Pre-Approval: Once approved, you’ll know your maximum loan amount and estimated interest rate.
What’s Next?
With your pre-approval in hand, you’re ready to find the perfect home! Remember, pre-approval isn’t a final guarantee but a strong start to the mortgage process.
Ready to get started? Let me help you!
📞 Call: 204.998.1636
📧 Email: info@jaspreetbansal.ca
Our Clients Says
We just wanted to extend our sincere thanks for the exceptional service you’ve provided throughout our mortgage process. Your expertise, responsiveness, and attention to detail made everything feel smooth and manageable—even during the more complex moments.
We truly appreciate your dedication and the care you put into helping us secure our home. It’s been a pleasure working with you, and we’re grateful for your guidance every step of the way.
Looking forward for the cup of tea sometime soon! 😄
Nawfal Codabux
Our heartfelt gratitude to Jaspreet Bansal for making impossible things possible. We were trying to get refinancing from our bank, because we are financing the studies of our son in UBC, but our bank turned down, instead the bank offered us a cash back with high interest and for 5 long years amortization. We grabbed the grim opportunity because we need finances. Until my husband scrolling down in FB and saw the logo “If the bank say No, we say Yes”. We read the reviews, get her name and phone number and called Jaspreet without hesitations. It’s true. It’s really true, I wanted to say the name of the bank but for professionalism aside, I chose not! Me and my husband’s expression at home is “If the bank say NO, Jaspreet say Yes”. Jaspreet, is an incredible person, with a strong personality, very professional, with sense of urgency, very organized person with incredible time management. I am run out of adjectives to describe her. Likewise, I am also run out of words to express our gratitude, not only saving us financially but morally and most of all emotionally! Jaspreet, thank you very much for all your help! I am looking forward for you to handle our mortgage after 3 years! Thank you, we appreciate you, from the bottom of our hearts!
Oh! There are only 5 stars we wanted to put 10 stars or more!
Charlene Wyatt
Our heartfelt gratitude to Jaspreet Bansal for making impossible things possible. We were trying to get refinancing from our bank, because we are financing the studies of our son in UBC, but our bank turned down, instead the bank offered us a cash back with high interest and for 5 long years amortization. We grabbed the grim opportunity because we need finances. Until my husband scrolling down in FB and saw the logo “If the bank say No, we say Yes”. We read the reviews, get her name and phone number and called Jaspreet without hesitations. It’s true. It’s really true, I wanted to say the name of the bank but for professionalism aside, I chose not! Me and my husband’s expression at home is “If the bank say NO, Jaspreet say Yes”. Jaspreet, is an incredible person, with a strong personality, very professional, with sense of urgency, very organized person with incredible time management. I am run out of adjectives to describe her. Likewise, I am also run out of words to express our gratitude, not only saving us financially but morally and most of all emotionally! Jaspreet, thank you very much for all your help! I am looking forward for you to handle our mortgage after 3 years! Thank you, we appreciate you, from the bottom of our hearts!
Oh! There are only 5 stars we wanted to put 10 stars or more!