Mortgage Pre-Approval
Getting pre-approved for a mortgage is the first step toward buying your dream home. It’s a simple process that helps you understand how much you can afford and makes your home search easier and more confident.
What is a Mortgage Pre-Approval?
A mortgage pre-approval is when a mortgage professional reviews your financial information—like income, debts, and credit score—to determine how much the lenders are willing to lend you. It also gives you an idea of your interest rate and monthly payments.
Why Get Pre-Approved?
- Know Your Budget: Understand exactly how much you can afford before you start house hunting.
- Save Time: Focus only on homes within your budget.
- Show You’re Serious: Sellers are more likely to accept your offer if you’re pre-approved.
- Lock In Rates: Secure a rate for a specific period, protecting you from increases while you shop.
How Does It Work?
- Gather Your Documents: You’ll need proof of income, employment details, credit history, and information about your debts and savings.
- Apply with a Mortgage Professional: I’ll guide you through the process and submit your application to appropriate lender based on your scenario.
- Receive Your Pre-Approval: Once approved, you’ll know your maximum loan amount and estimated interest rate.
What’s Next?
With your pre-approval in hand, you’re ready to find the perfect home! Remember, pre-approval isn’t a final guarantee but a strong start to the mortgage process.
Ready to get started? Let me help you!
📞 Call: 204.998.1636
📧 Email: info@jaspreetbansal.ca
Our Clients Says
My partner and I went on our first homebuying journey early this year, and we couldn’t have asked for a more capable mortgage broker than Jaspreet. She meticulously worked, tracing our funds, was always there for our questions, and was honest when we asked for her opinions. She worked seamlessly with our realtor, which made it possible for us to get this home that we loved. She got us a great rate at the time, and we couldn’t be more thankful. Thank you, Jaspreet, for working with us. You made our homebuying journey less stressful than it otherwise would have been. Thank you!
April Carandang
Thanks so much Emeraldine for such a wonderful review. It was my pleasure in helping your family to buy home.
Emeraldine Pilayre
I read one of the things to look for when picking a mortgage broker is how quick they respond to your calls, if they pick up when you call, how accessible the person is, I read this is one of the qualities to look out for.
Jaspreet was quick to respond and always with useful information and insight. We are very happy with her service, she delivered on every expectation.
We will definitely be recommending her.
Thank you Jaspreet for making the process seamless.