Bringing You Closer To Your Dream Home
Customized Mortgage Solution for Your Unique Situation!




Download My Mortgage Toolbox Mobile App Today!
Three Awards in 2024

Top 1/3 of all DLC Brokers

Top 20% of all DLC Brokers

Top 15% of all DLC Brokers
Our Services
Mortgage Pre-Approval
Discover how much you can afford and shop for your dream home with confidence. A mortgage pre-approval gives you a clear understanding of your budget.
Mortgage Renewal
Don’t just sign the renewal offer from your lender—explore your options! Mortgage renewal is the perfect chance to secure a lower interest rate.
Mortgage Refinancing
Whether you want to reduce your monthly payments, access equity for renovations/investments, or consolidate debts, refinancing offers a tailored solution to meet your needs
Debt Consolidation
Combine multiple debts, such as credit card balances, personal loans, or lines of credit, into a single manageable payment.
Home Equity Line of Credit (HELOC)
A HELOC gives you flexible access to funds based on the value of your home, making it a smart financial tool for various needs.
Credit Repair
Involves identifying and addressing issues affecting your credit score, such as late payments, high debt, or errors in your credit report.
Why Mortgage Broker?
Save Time
A mortgage broker saves you valuable time by navigating the complexities of the mortgage process for you. Time is money, and we help you maximize both.
Best Rates & Products
We work with a variety of lenders to find the best rate and product for your unique situation. Sometimes, the best product isn’t the one with the lowest rate but the one that best meets your needs.
Unbiased Advice
Unlike banks, which only offer their own products, we provide unbiased advice and present options across multiple lenders to ensure you have the right fit.
At No Cost to You
In most cases, our services come at no cost to you, making expert mortgage guidance accessible without added fees.
Protect Your Credit Score
We perform a single credit pull and use the same report with multiple lenders, minimizing the impact on your credit score.
Extended Availability
We’re not restricted to a 9-5 schedule. We understand the urgency of certain files, so we’re available on weekends and evenings to support your needs.
Wide Variety of Lenders
We work with A, B, and C lenders, enabling us to handle diverse situations, including those involving consumer proposals or bankruptcies.
Complex Situations & Custom Solutions
From debt consolidation to unique financial challenges, we specialize in solutions that traditional banks may not be able to handle.
My Mortgage Toolbox
The My Mortgage Toolbox application was designed to make it simple for people like you to manage the mortgage process and access all the information you need!
Some of the great features included in this pocket-sized mortgage toolbox are:
- Pre-Qualification in under 60 seconds
- Mortgage Rates
- Payment Calculator
- All Possible Payment Frequencies
- Stress Test Rules and Qualification
- Closing Cost Calculator
- Affordability Calculator
- Maximum Loan Calculator
- Extra Payments Calculator
- Beautiful graphs and illustrations
- And more!
Click below to download. You can also download it directly from the Apple App Store or Google Play.
Lenders Partners
















Latest News
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Announcing 4th Edition of Homeownership Seminar!
Announcing 4th Edition of Homeownership Seminar! EXCITING NEWS! We’re thrilled to announce the 𝟒𝐭𝐡 𝐄𝐝𝐢𝐭𝐢𝐨𝐧 𝐨𝐟 𝐨𝐮𝐫 𝐇𝐨𝐦𝐞𝐨𝐰𝐧𝐞𝐫𝐬𝐡𝐢𝐩 𝐒𝐞𝐦𝐢𝐧𝐚𝐫, 𝐡𝐚𝐩𝐩𝐞𝐧𝐢𝐧𝐠 𝐨𝐧 𝐒𝐚𝐭𝐮𝐫𝐝𝐚𝐲, 𝐌𝐚𝐫𝐜𝐡 𝟏𝟓𝐭𝐡, 𝐟𝐫𝐨𝐦 𝟏𝟐 𝐭𝐨 𝟐 𝐏𝐌! GET AHEAD OF THE REAL ESTATE RUSH! Join our exclusive seminar to gain insider knowledge and make smart, confident decisions in today’s market. 𝐖𝐇𝐀𝐓 𝐘𝐎𝐔’𝐋𝐋 𝐋𝐄𝐀𝐑𝐍:
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Gurpreet Bansal, has officially joined as a Licensed Mortgage Professional!
Gurpreet Bansal, has officially joined as a Licensed Mortgage Professional! I’m beyond excited to share that my husband, Gurpreet Bansal, has officially joined me in the mortgage industry as a 𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥! 💼🎓 𝐹𝑟𝑜𝑚 𝑠𝑢𝑝𝑝𝑜𝑟𝑡𝑖𝑛𝑔 𝑚𝑒 𝑏𝑒ℎ𝑖𝑛𝑑 𝑡ℎ𝑒 𝑠𝑐𝑒𝑛𝑒𝑠 𝑡𝑜 𝑛𝑜𝑤 𝑤𝑜𝑟𝑘𝑖𝑛𝑔 𝑎𝑙𝑜𝑛𝑔𝑠𝑖𝑑𝑒 𝑚𝑒, 𝐺𝑢𝑟𝑝𝑟𝑒𝑒𝑡 𝑏𝑟𝑖𝑛𝑔𝑠 ℎ𝑖𝑠 𝑡𝑒𝑐ℎ𝑛𝑖𝑐𝑎𝑙 𝑒𝑥𝑝𝑒𝑟𝑡𝑖𝑠𝑒 💻, 𝑑𝑒𝑑𝑖𝑐𝑎𝑡𝑖𝑜𝑛 💪, 𝑎𝑛𝑑 𝑝𝑎𝑠𝑠𝑖𝑜𝑛
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Good News For First Time Homebuyers
Starting today, December 15th, two exciting changes are here to make homeownership more accessible for those with less than a 20% down payment. 30 Year Amortization for Resale Properties and Purchase Price Limit Increased to 1.5M.
Testimonials

Babatunde Bello
We couldn't have imagined the possibility of our mortgage approval, until we met Jaspreet who gave advices, directed and redirect on ways forward. Expertly handled our bank GIC huddles with ease and with divine connections helped us achieve our mortgage approval. Thank you Jaspre ...

Nasheer Ayoob
After 4 mortgage specialists, Jaspreet was the one that got us a mortgage. Very knowledgeable about the product and market. She did not give up and she did not allow me to give up too. Thank you Jaspreet, we finally got our first house after almost 8 months of trying. We will sur ...

Jean Marie
Jaspreet Bansal is one of the best mortgage Specialists one can find. She is personable and extremely professional. She goes above and beyond to help you get your mortgage approved. I had such a pleasure working with her. She educated me, she was patient with me and she took the ...

JRCM Rare
Jaspreet has done what the Banks and other mortgage broker cant do. She was able to get a client with financial/credit issue approved with very reasonable rate comparable to the what the prime Bank offered.We have now learned not to go to the bank directly without consulting with ...

Mpayimana Idrissa
I would like to let everyone who wants to get a mortgage approval or who is struggling to get approved by any bank to call Jaspreet I swear she is a wonderful person who will answer your questions even midnight any time you need her. She is a professional in her field, not onl ...

Ismael Dias
Jaspreet is a Awsome professional. She deal with my mortgage process and worked a lot to help us to buy our first home in Canada. Thank you so much.

Aparna Kumar
I had been following Jaspreet’s works for some time now [a few years honestly] & when I decided to step into the home buying process, she was my first choice. I recently worked with Jaspreet to secure a mortgage for my new home, and I couldn't be happier with the experience! From ...

Krunal Patel
I recently had the pleasure of working with Jaspreet Bansal, a truly exceptional mortgage specialist. From start to finish, Jaspreet demonstrated an unparalleled level of expertise and professionalism that made the entire mortgage process smooth and stress-free. What sets Jasp ...

Abdul Samad
Jaspreet Bansal made the mortgage process seamless and stress-free. Her expertise, clear communication, and dedication were exceptional. She secured us the best rates and guided us every step of the way. Highly recommend Jaspreet to anyone looking for a reliable and knowledgeable ...

Sarrah Jane Alejandria
Jaspreet is an exceptional mortgage broker! I am a first time home buyer and have a lot of questions, but she's very responsive and helpful. I can message her anytime, and she is always looking out for my best interests. Thank you so much again!
Contacts
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2-1850 Ness Avenue,
Winnipeg, MB, R2R 1R7 -
204-998-1636
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