Jaspreet Bansal – Mortgage Broker Winnipeg

Bringing You Closer To Your Dream Home

Customized Mortgage Solution for Your Unique Situation!

Download My Mortgage Toolbox Mobile App Today!

Three Awards in 2024

Top 1/3 of all DLC Brokers

Top 20% of all DLC Brokers

Top 15% of all DLC Brokers

Our Services

Mortgage Pre-Approval

Discover how much you can afford and shop for your dream home with confidence. A mortgage pre-approval gives you a clear understanding of your budget.

Mortgage Renewal

Don’t just sign the renewal offer from your lender—explore your options! Mortgage renewal is the perfect chance to secure a lower interest rate.

Mortgage Refinancing

Whether you want to reduce your monthly payments, access equity for renovations/investments, or consolidate debts, refinancing offers a tailored solution to meet your needs

Debt Consolidation

Combine multiple debts, such as credit card balances, personal loans, or lines of credit, into a single manageable payment.

Home Equity Line of Credit (HELOC)

A HELOC gives you flexible access to funds based on the value of your home, making it a smart financial tool for various needs.

Credit Repair

Involves identifying and addressing issues affecting your credit score, such as late payments, high debt, or errors in your credit report.

Why Mortgage Broker?

Save Time

A mortgage broker saves you valuable time by navigating the complexities of the mortgage process for you. Time is money, and we help you maximize both.

Best Rates & Products

We work with a variety of lenders to find the best rate and product for your unique situation. Sometimes, the best product isn’t the one with the lowest rate but the one that best meets your needs.

Unbiased Advice

Unlike banks, which only offer their own products, we provide unbiased advice and present options across multiple lenders to ensure you have the right fit.

At No Cost to You

In most cases, our services come at no cost to you, making expert mortgage guidance accessible without added fees.

Protect Your Credit Score

We perform a single credit pull and use the same report with multiple lenders, minimizing the impact on your credit score.

Extended Availability

We’re not restricted to a 9-5 schedule. We understand the urgency of certain files, so we’re available on weekends and evenings to support your needs.

Wide Variety of Lenders

We work with A, B, and C lenders, enabling us to handle diverse situations, including those involving consumer proposals or bankruptcies.

Complex Situations & Custom Solutions

From debt consolidation to unique financial challenges, we specialize in solutions that traditional banks may not be able to handle.

My Mortgage Toolbox

The My Mortgage Toolbox application was designed to make it simple for people like you to manage the mortgage process and access all the information you need!

Some of the great features included in this pocket-sized mortgage toolbox are:

  • Pre-Qualification in under 60 seconds
  • Mortgage Rates
  • Payment Calculator
  • All Possible Payment Frequencies
  • Stress Test Rules and Qualification
  • Closing Cost Calculator
  • Affordability Calculator
  • Maximum Loan Calculator
  • Extra Payments Calculator
  • Beautiful graphs and illustrations
  • And more!

Click below to download. You can also download it directly from the Apple App Store or Google Play.

Lenders Partners

Latest News

  • Homeownership Seminar 4
    24 February 2025
    Announcing 4th Edition of Homeownership Seminar!

    Announcing 4th Edition of Homeownership Seminar! EXCITING NEWS! We’re thrilled to announce the 𝟒𝐭𝐡 𝐄𝐝𝐢𝐭𝐢𝐨𝐧 𝐨𝐟 𝐨𝐮𝐫 𝐇𝐨𝐦𝐞𝐨𝐰𝐧𝐞𝐫𝐬𝐡𝐢𝐩 𝐒𝐞𝐦𝐢𝐧𝐚𝐫, 𝐡𝐚𝐩𝐩𝐞𝐧𝐢𝐧𝐠 𝐨𝐧 𝐒𝐚𝐭𝐮𝐫𝐝𝐚𝐲, 𝐌𝐚𝐫𝐜𝐡 𝟏𝟓𝐭𝐡, 𝐟𝐫𝐨𝐦 𝟏𝟐 𝐭𝐨 𝟐 𝐏𝐌! GET AHEAD OF THE REAL ESTATE RUSH! Join our exclusive seminar to gain insider knowledge and make smart, confident decisions in today’s market. 𝐖𝐇𝐀𝐓 𝐘𝐎𝐔’𝐋𝐋 𝐋𝐄𝐀𝐑𝐍:

  • gurpreet bansal
    16 February 2025
    Gurpreet Bansal, has officially joined as a Licensed Mortgage Professional!

    Gurpreet Bansal, has officially joined as a Licensed Mortgage Professional! I’m beyond excited to share that my husband, Gurpreet Bansal, has officially joined me in the mortgage industry as a 𝐋𝐢𝐜𝐞𝐧𝐬𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥! 💼🎓 𝐹𝑟𝑜𝑚 𝑠𝑢𝑝𝑝𝑜𝑟𝑡𝑖𝑛𝑔 𝑚𝑒 𝑏𝑒ℎ𝑖𝑛𝑑 𝑡ℎ𝑒 𝑠𝑐𝑒𝑛𝑒𝑠 𝑡𝑜 𝑛𝑜𝑤 𝑤𝑜𝑟𝑘𝑖𝑛𝑔 𝑎𝑙𝑜𝑛𝑔𝑠𝑖𝑑𝑒 𝑚𝑒, 𝐺𝑢𝑟𝑝𝑟𝑒𝑒𝑡 𝑏𝑟𝑖𝑛𝑔𝑠 ℎ𝑖𝑠 𝑡𝑒𝑐ℎ𝑛𝑖𝑐𝑎𝑙 𝑒𝑥𝑝𝑒𝑟𝑡𝑖𝑠𝑒 💻, 𝑑𝑒𝑑𝑖𝑐𝑎𝑡𝑖𝑜𝑛 💪, 𝑎𝑛𝑑 𝑝𝑎𝑠𝑠𝑖𝑜𝑛

  • 15 December 2024
    Good News For First Time Homebuyers

    Starting today, December 15th, two exciting changes are here to make homeownership more accessible for those with less than a 20% down payment. 30 Year Amortization for Resale Properties and Purchase Price Limit Increased to 1.5M.

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