
Mortgage Pre-Approval
Getting pre-approved for a mortgage is the first step toward buying your dream home. It’s a simple process that helps you understand how much you can afford and makes your home search easier and more confident.
What is a Mortgage Pre-Approval?
A mortgage pre-approval is when a mortgage professional reviews your financial information—like income, debts, and credit score—to determine how much the lenders are willing to lend you. It also gives you an idea of your interest rate and monthly payments.
Why Get Pre-Approved?
- Know Your Budget: Understand exactly how much you can afford before you start house hunting.
- Save Time: Focus only on homes within your budget.
- Show You’re Serious: Sellers are more likely to accept your offer if you’re pre-approved.
- Lock In Rates: Secure a rate for a specific period, protecting you from increases while you shop.
How Does It Work?
- Gather Your Documents: You’ll need proof of income, employment details, credit history, and information about your debts and savings.
- Apply with a Mortgage Professional: I’ll guide you through the process and submit your application to appropriate lender based on your scenario.
- Receive Your Pre-Approval: Once approved, you’ll know your maximum loan amount and estimated interest rate.
What’s Next?
With your pre-approval in hand, you’re ready to find the perfect home! Remember, pre-approval isn’t a final guarantee but a strong start to the mortgage process.
Ready to get started? Let me help you!
📞 Call: 204.998.1636
📧 Email: info@jaspreetbansal.ca
Our Clients Says

We couldn’t have imagined the possibility of our mortgage approval, until we met Jaspreet who gave advices, directed and redirect on ways forward. Expertly handled our bank GIC huddles with ease and with divine connections helped us achieve our mortgage approval. Thank you Jaspreet, we are greatly grateful. We are still glad knowing you.
Babatunde Bello

Jaspreet is an exceptional mortgage specialist. She help and guide us through the process from step one and we couldn’t be more pleased of how things turned out. We are incredibly grateful and lucky to have a good people like yourself work for us. Thank you very much.
Angela Salazar

Jaspreet was extremely helpful with our refinancing. She is very knowledgeable, patient, thorough, friendly. We were very impressed with her skills and couldn’t be more happy. She practically saved our lives! Highly recommend her services!
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