🎉 𝑪𝒆𝒍𝒆𝒃𝒓𝒂𝒕𝒊𝒏𝒈 4 𝒀𝒆𝒂𝒓𝒔 𝒊𝒏 𝑩𝒖𝒔𝒊𝒏𝒆𝒔𝒔! 🎉 Today marks 4 incredible years since I took the leap into the world of mortgages — a world that was entirely new to me. For those who don’t know my story:I didn’t come from a financial background. I had no customer service experience. I started while raising two

Bank of Canada Holds Rates Steady As Tariff Turmoil Continues As expected, the Bank of Canada held its benchmark interest rate unchanged at 2.75% at today’s meeting, the third consecutive rate hold since the Bank cut overnight rates seven times in the past year. The Governing Council noted that the unpredictability of the magnitude and

How Is Your Credit Score Actually Formed? Let’s Break It Down Your credit score is more than just a number — it’s your financial reputation. Whether you’re planning to buy a home, refinance, or just want better rates, understanding how your score is calculated can help you make smarter choices. Here’s a quick breakdown of

📢 Bank of Canada Holds Steady – No Change in Prime Rate The Bank of Canada announced today that there will be no change to the policy interest rate. As a result, the prime lending rate remains steady at 4.95%. What does this mean for you? ✅ Variable-Rate Mortgages:No change in your payments for variable-rate

GST Rebate on New Homes Up to $1.5 Million If you’re a first-time home buyer in Canada, May 27, 2025 could become a milestone date for you. The federal government has announced a major housing affordability initiative that could save you up to $50,000 on your first home! This new GST relief program is aimed

Understanding Default Mortgage Insurance in Canada: What Every Homebuyer Should Know Buying a home is one of the biggest financial steps you’ll ever take—and for many Canadians, getting approved for a mortgage with less than a 20% down payment means you’ll also need default mortgage insurance. But what exactly is it, why do you need

Understanding the Different Types of Insurance When Buying a Home Buying a home is one of the biggest investments you’ll make in your lifetime — and protecting that investment is just as important as finding the perfect property. There are several types of insurance you may need (or want) when purchasing a home in Canada.

Lenders’ Potluck Organized by Mainstream Mortgages Behind Every Successful Mortgage Broker Is a Strong Lender Relationship — A Recap of Our 2nd Annual Lenders Potluck At DLC Mainstream Mortgages, we know that relationships fuel results — and our 2nd Annual Lenders Networking & Potluck Event was a beautiful reminder of just that. We welcomed lenders

Rent-to-Own Agreements: What Tenants Need to Know Before Signing Are you thinking about signing a Rent-to-Own agreement because you’re not eligible for a mortgage today? 🏡 Rent-to-Own can seem like a great option for those who are not quite ready to buy a home — maybe your credit score isn’t where it needs to be,

Homeownership Seminar #4: Another Successful Event! This past weekend, we wrapped up our 4th Homeownership Seminar, and it was an incredible success! 🏡✨ I’m so thankful to everyone who attended, shared their questions, and engaged with the valuable insights we covered. The goal of these seminars has always been to simplify the homeownership process and