How Is Your Credit Score Actually Formed? Let’s Break It Down Your credit score is more than just a number — it’s your financial reputation. Whether you’re planning to buy a home, refinance, or just want better rates, understanding how your score is calculated can help you make smarter choices. Here’s a quick breakdown of

📢 Bank of Canada Holds Steady – No Change in Prime Rate The Bank of Canada announced today that there will be no change to the policy interest rate. As a result, the prime lending rate remains steady at 4.95%. What does this mean for you? ✅ Variable-Rate Mortgages:No change in your payments for variable-rate

GST Rebate on New Homes Up to $1.5 Million If you’re a first-time home buyer in Canada, May 27, 2025 could become a milestone date for you. The federal government has announced a major housing affordability initiative that could save you up to $50,000 on your first home! This new GST relief program is aimed