Mortgage Pre-Approval
Getting pre-approved for a mortgage is the first step toward buying your dream home. It’s a simple process that helps you understand how much you can afford and makes your home search easier and more confident.
What is a Mortgage Pre-Approval?
A mortgage pre-approval is when a mortgage professional reviews your financial information—like income, debts, and credit score—to determine how much the lenders are willing to lend you. It also gives you an idea of your interest rate and monthly payments.
Why Get Pre-Approved?
- Know Your Budget: Understand exactly how much you can afford before you start house hunting.
- Save Time: Focus only on homes within your budget.
- Show You’re Serious: Sellers are more likely to accept your offer if you’re pre-approved.
- Lock In Rates: Secure a rate for a specific period, protecting you from increases while you shop.
How Does It Work?
- Gather Your Documents: You’ll need proof of income, employment details, credit history, and information about your debts and savings.
- Apply with a Mortgage Professional: I’ll guide you through the process and submit your application to appropriate lender based on your scenario.
- Receive Your Pre-Approval: Once approved, you’ll know your maximum loan amount and estimated interest rate.
What’s Next?
With your pre-approval in hand, you’re ready to find the perfect home! Remember, pre-approval isn’t a final guarantee but a strong start to the mortgage process.
Ready to get started? Let me help you!
📞 Call: 204.998.1636
📧 Email: info@jaspreetbansal.ca
Our Clients Says
Thank you so Much Jaspreet. She was Such a great Financial Advisor and Made Sure to find us the Best Mortgage rates within what we were comfortable with . We Genuinely wouldn’t have been able to afford our home without her Continued Financial guidance and support, always answering calls and helping whenever needed. She is knowledgeable and expatiate in her field. We will definitely be recommending her to others. We appreciate you.
Felix Ekhator
I truly appreciate Jaspreet’s help with my mortgage process. My situation required urgent handling, and she stepped in right away, guided me through every step, and made sure everything was completed on time. Her communication and professionalism were excellent. While the fees were slightly higher, I understand that the work and effort required at the last moment was significant. I feel the service and peace of mind were worth it. Thank you again, Jaspreet. Highly recommended
Dhruv Gupta
We just wanted to extend our sincere thanks for the exceptional service you’ve provided throughout our mortgage process. Your expertise, responsiveness, and attention to detail made everything feel smooth and manageable—even during the more complex moments.
We truly appreciate your dedication and the care you put into helping us secure our home. It’s been a pleasure working with you, and we’re grateful for your guidance every step of the way.
Looking forward for the cup of tea sometime soon! 😄